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Articles in Home | Finance | Credit Cards Title|Newest|Oldest How to Maximize Your Frequent Flier Credit Card Points  By : Annette D. Wilson To get the most from your frequent flier credit card, you need to rack up those points. In this article, we’ll discuss tips on how you can get more from your frequent flier card and how you can maximize the benefits from it. Why Can't I Get a New Credit Card?  By : Michael D. Strauss After enjoying years of easy access to credit, many people are now finding their applications are being denied. Why is this, and can anything be done? 6 Ways To Find Credit Card Relief  By : Over-reliance on credit can wreck your financial future, but if you don't want to live life without your plastic, here are six steps you can take to find credit card relief, prevent debt and credit rating damage from following you around like a lost puppy. The Seven Deadly Sins Of Credit Card Use  By : Michael D. Strauss Credit cards are a very convenient part of modern life, but can lead to trouble if not used carefully. Find out the seven biggest mistakes to avoid. Rewards Credit Card: Travel For Free  By : Annette D. Wilson One of the most popular reward credit cards are travel reward cards. Generally, travel reward card members gain points each time they use their credit card to purchase airline tickets, to pay for their hotel accommodations, for going on a cruise, for renting cars and of course, when purchasing items from affiliate merchants. These points are collected until the minimum number of points is reached that qualifies the card holder for a free travel. Low Interest Credit Cards - What do they offer?  By : While very convenient, credit cards have traditionally been an expensive way of financing purchases. With increased competition over the last few years a range of low interest credit cards has emerged offering highly competitive rates and resulting in much lower interest payments for those who do not pay their card balances in full each month. Why It Is Important To Have A Hotel Rewards Credit Card  By : Annette D. Wilson If you’re a person who travels a lot and often stay in hotels, then a hotel rewards credit card can be good for you. Are you familiar with hotel rewards credit cards? Do you know how you can make the most out of them? This article talks about credit cards with hotel rewards and the advantages they offer. Here we will review a few hotel rewards credit cards along with their best features at this time. Like all reward credit cards, benefits are subject to change. What To Look For In The Best Gift Credit Cards  By : Think that gift credit cards make the best gifts ever? You're half right. The problem is that there are just as many bad gift cards out there as there are good ones. How do you tell the difference between them? Here are the answers you've been looking for. Maximizing Your Returns From Rewards Credit Card  By : Annette D. Wilson Okay, so you’ve applied for a rewards credit card. Now what? How can you maximize your returns for your reward credit card? If you’ve chosen the right reward credit card, then you should have no problem in earning points more quickly. Consider what type of reward credit card you have and see if it matches your spending habits. Tips on How to Use Credit Card Rewards Smartly  By : Annette D. Wilson When it comes to credit cards, not everyone is worry-free. Even those who own reward credit cards often find themselves in a difficult situation. Instead of enjoying incentives and savings from their “reward credit cards”, some people are having problem keeping up with their bills and not getting any reward at all. Why? Cash Back vs. Rewards Credit Cards: Which One Should You Get?  By : Annette D. Wilson Consumers today are given more options when it comes to credit cards. There are cash back credit cards that give away rebates or points equivalent to cash while some credit cards provide bonuses by means of rewards such as free travel, free gas, charity donations, etc. With all these choices, which credit card should you get? To answer this question objectively, let’s consider the advantage of both cash back credit cards as well as rewards credit cards. Balance Transfer Credit Cards: Three Reasons to Apply for One  By : You've probably heard of balance transfer credit cards. But you may not be aware of all the benefits that come with them. These cards can help you get out of debt while enjoying additional perks. If you're thinking about signing up for a new card, here are three reasons to consider a balance transfer. 5 Things You Need to Know about a Canadian Secured Credit Card  By : Looking for a Canadian secured credit card? They do indeed exist. Before you apply for one, make sure you take the following advice into consideration. The Basics of Student Credit Cards  By : Lesley Lyon Credit card firms view students as loyal and dependable. It is of utmost necessity for students to own at least one credit card, as it is very much needed during college days. Advantages of Low Interest Credit Cards  By : Lesley Lyon A credit card with low interest is of utmost benefit to the consumer. As a result of competition among credit card firms, obtaining a lower interest credit card has become simple. Detect Bogus Credit Card Offers  By : Lesley Lyon Getting the right credit card from a reputed firm with genuine offers has become a big concern. Care needs to be taken to avoid falling prey to fake companies offering bogus cards. FAQs: Airline Frequent Flier Miles Credit Cards  By : Annette D. Wilson Let’s talk about the most common questions asked about frequent flier miles credit cards. Know the answers to the questions before you start choosing your own frequent flier mile credit card issuer. Secured Credit Card Advantages  By : Learn how secured credit cards can help you. Instant Approval Credit Cards: How They Work  By : Everything moves faster in today's world. Credit card companies recognize that consumers expect fast results, and they have responded accordingly. You can now apply for what is known as the instant approval credit card. How does this type of card work? And just how "instant" is it? Here's the run-down on instant approval credit cards and how to decide if one is right for you. Effective Use of Credit Card Balance Transfers  By : Michael D. Strauss Using a credit card balance transfer facility is not as popular as it once was, but it can still be a very effective way to handle debts. Find out how to make the most of this useful feature. Rewards Credit Card - How To Make It Work For You!  By : Annette D. Wilson Simply getting a rewards credit card is not enough. Once your application has been approved, you need to do some steps to make the most out of it. Let’s discuss some important points on how you can make your rewards credit card work for you. How To Find the Best Credit Card Rewards  By : Looking for the best credit card rewards? You're not alone. Here are some tips to help you find the best rewards in the credit card arena. Things To Avoid In A Rewards Credit Card  By : Annette D. Wilson Tough competition in the market among different credit card issuers force these companies to come up with their own strategies in attracting more customers to sign up for them credit card. The emergence of rewards credit card in a variety of categories and features can be a bit confusing for potential card holders. How to Use Your Rewards Credit Card Points  By : Ann Wilson Competition among credit card companies is a great advantage for consumers. Credit card rewards are made bigger and better by credit card issuers to make sure that consumers would choose them over their competitors. How can you use your credit card points effectively and get the most out of your rewards credit cards? Airline Rewards Credit Cards: Take Advantage of Airline Offers  By : Whether you frequently travel by air or want to fly to your next vacation destination, airline rewards credit cards can help you out. Read on to learn how airline rewards credit cards work and find some of the best offers available. Tips for Frequent Flyer Miles Credit Card Holders  By : Annette D. Wilson Do you own a frequent flyer miles credit card? If yes, this article is made especially for you. Here, let’s discuss how you can avoid problems with using your frequent flyer miles and make the most out of your frequent flyer miles credit card. If You Are Looking for Leeches, Skip the Pond, Go to Your Credit Card Company  By : Two seemingly unrelated stories caught my attention yesterday. One was about corporations stockpiling cash and the other was about consumer savings rates, which moved into negative territory for the first time according to the U. S. Commerce Department. Credit card companies have no legal limits on what they can charge for interest and fees. How to Save Money With a Rewards Credit Card Balance Transfer  By : Ann Wilson Would you like to know how a credit card balance transfer can save you hundreds of dollars from your credit card bills? Do you currently have trouble keeping up with your credit card balances? If yes, then a balance transfer may just be what you need. Low Interest Rate Credit Cards: What to Look for  By : You can apply for a low interest credit card and watch your savings add up. Read on to learn about low interest rate credit cards and what to look for when shopping for one. Credit Repair - Maintain the Correct Debt To Credit Ratio  By : William Lingle Many people believe that paying off their credit cards every month is a good idea. And if you are trying to stay out of debt, then I would have to agree with you. If you are trying to build credit and look good to your creditors, then paying off your credit cards every month is actually a bad idea... Learn and Avoid the Bad Side of Gas Reward Credit Cards  By : Ann Wilson Many consumers appreciate the savings they get from gas reward credit cards. This is because gas reward cards give its members rebates every time they use their card on gasoline purchases. Aside from these, gas reward credit cards also come with other perks such as discounts and freebies. How To Choose the Right Frequent Flyer Miles or Airline Credit Cards  By : Ann Wilson Thinking about applying for an airline rewards credit cards? If you browse online and shop around for choices, you may find your options confusing. Each frequent flier credit card may claim to be the best one in the market and promise to give you the best deals. But how can you determine which one will really work for you? Cash Back Credit Cards: Three to Consider  By : Do you like the idea of earning money just for using your credit card? If so, consider applying for a cash back credit card. Each time you buy something, a portion of the amount spent will come back to you as a reward. How to Avoid Being A Victim of Credit Card Fraud  By : Annette D. Wilson Credit cards have come a long way since it was first used in the US in 1920’s. Today it is enjoying global popularity in almost any kind of business available. Along with it, credit card fraud is also becoming a growing trend for modern day thieves. All they need to steal is just your credit card number and voila, everything else follows. Tips on Getting More from Your Credit Card Rewards Program  By : Annette D. Wilson Do you own a reward credit card or are you planning on applying for one? Many people own one or more reward credit cards on their account but not all of them are reaping the rewards they deserve. In this article, let's discuss some tips on how you can get more from your credit card rewards program and how to make sure that you'll be redeeming those well-deserved rewards Are Business Credit Cards No Credit Check Applications For Real?  By : Those business credit cards no credit check applications aren't usually worth the paper they're printed on. Before you fall for a business credit card scam, keep this information in mind... Cash Back Credit Cards - Where is the Money?  By : Ann Wilson When considering a reward credit card, most people prefer to get a cash back credit card. This is because, cash back credit cards provide more options and flexibility for the card holder. While not everyone frequently travels and not everyone drives his own car, cash back cards have become more popular than Frequent Flyer Miles credit cards and Gas Rewards credit cards. Choosing the Best Reward Credit Cards For You  By : Annette D. Wilson With so many reward credit cards to choose from, how can you pick the best one for you? Here are some questions which you can ask yourself before deciding on which reward credit card you'll be getting for yourself. Rewards Credit Cards - Benefit While Building Credit  By : Ann Wilson Credit card companies love to make new and exciting offers to invite more prospects to apply and to keep their existing clients as well. The close competition between these credit card companies drive each one to come up with the best promotions, better deals, and bigger prizes. The Facts and Myths of Student Credit Card Debt  By : Think you know everything there is to know about student credit card debt? You might want to think twice. Many myths are taken for fact (and facts are sometimes thought to be myths). If you want the truth, read this. Tips for Airline Miles Credit Card Holders  By : Ann Wilson Do you own a frequent flyer miles credit card? If yes, this article is made especially for you. Here, let's discuss how you can avoid problems with using your frequent flyer miles and make the most out of your frequent flyer miles credit card. How Credit Card Counseling Agency Works  By : shane123 Before you go about getting yourself involved in a credit counseling service or agency be sure that it is the perfect fit for your particular situation. After that make sure that the service that you go with is in good standing or you are going to set yourself up for failure in the long run. Just like any product or service that you would be looking to get be sure to always do all of your research and find the best one that will work the best for you. Anatomy of A Credit Dispute Letter  By : Liz N. Roberts The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the listing or verify it. The key to repairing bad credit is to write a properly formatted letter of dispute to one or all of the credit bureaus and send them out via registered mail. Always keep a copy of your correspondence and the receipt from your registered mail letter for further reference. It is also important to make copies of your credit report to include in the letter, not originals. Bel Below is a step-by-step guide to writing a letter of dispute to get rid of those black marks off your credit report for good. Airline Frequent Flyer Credit Card or Generic Miles Rewards Credit Card - Which is for You?  By : Annette D. Wilson When posed with the question on which credit card rewards you should pick, there really is no standard answer. Reward credit cards offer different options that may work differently depending on the lifestyle of the card holder. Therefore, whether you should get an airline frequent flyer credit card or a card with generic rewards is really up to your personal spending habits and travel needs. Credit Card Protection Plans: Smart Money Or Money in the Wind?  By : Credit score protection plans come in all shapes and sizes. So what are they - and do you need them? Frequently Asked Questions About Bad Credit Credit Cards  By : Bad credit is a big, and growing problem in the US. In this article, we will be answering questions regarding bad credit. If you are currently having problems with your credit score, check out these questions and find out what you can do about improving your credit rating. How to Prevent Identity Theft in 8 Ways?  By : Liz N. Roberts Have you been pursued by your lenders to pay for past-due bills that you never made? Or have you been denied credit because of unpaid bills on your credit report even if you know you have been paying your debts religiously? Then you might have been a victim identity theft. The Pros and Cons of a Bank of America Secured Credit Card  By : Considering a Bank of America secured credit card? Make sure it's the right card for you before taking the plunge. Here are the pros and the cons of one of the most popular secured credit cards on the market. The Top 10 Best Credit Cards On The Market  By : Finding great credit cards can feel like looking for a needle in a haystack. Don't despair. They're out there. It's just a matter of knowing where to look. Here's my list of the top 10 best credit cards on the market so you know which ones will give you the plastic power you deserve. The Most Exclusive Credit Cards In The World  By : Discusses the worlds most exclusive credit cards. Unsecured Bad Credit Credit Cards: The Holy Grail of Bad Credit Finance  By : Do good unsecured bad credit credit cards really exist? Or are they things of legend, like the Loch Ness Monster and the Yeti in the woods? Believe it or not, unsecured credit cards are out there for people with problem credit, it's just a matter of finding the right ones. Credit Card Debt: The Effects and The Solution  By : Billy Alvaro Discover the various strategies for eliminating credit card debt. Does not matter if you are a homeowner or not anyone can get out of debt if they have the right plan the right knowledge and the right mentor. Bad Credit Credit Cards: How to Use Them  By : If you've had trouble with credit in the past, it can be difficult to find lenders who will issue you more credit. This is not the case with bad credit credit cards. These cards are specifically designed for those who need to rebuild their credit rating. If you make the right moves, a bad credit credit card can be your ticket out of credit problems. Here's how. Get Maximum Rewards of Your Rewards Cards  By : Brittany Gillen Credit cards with rewards are considered to be the most beneficial credit card offers. Today almost everyone has a card with a reward program. But are you sure that you use your rewards card in the right way? Three Things to Look for in a Small Business Business Credit Card  By : Does your small business have the best small business business credit card? Not unless it meets three requirements. If you want to carry the credit card that is best for your business, here are some things to consider. Are Cashback Credit Cards Worthwhile?  By : Discusses whether cashback cards are worthwhile or a con. Do You Know How Credit Card Cash Back Works?  By : Ann Wilson The popularity of cash back credit cards hasn't waned over the years. In fact, today, more and more people still prefer a cash back credit card over other reward credit cards programs. Do you own a cash back card yourself? Honeymoon For Free With Travel Rewards Credit Cards  By : Ann Wilson All newlywed couples want to celebrate this special time by going on a great honeymoon. However, such trips can be very expensive. If you plan to go on a romantic travel destination, there are some things you can do in advance to prepare for this special occasion. One ideal preparation for a honeymoon trip would be to acquire a travel reward credit card. 3 High School Student Credit Card Tips  By : Think a high school student credit card is a bad idea? A disaster just waiting to happen? Guess again! There are times when such a card can benefit a child, but there are things you need to keep in mind. The Bare Minimum You Should Expect From A Credit Card  By : Michael D. Strauss The credit card has over the years evolved into a complex beast, with many often conflicting features to consider before applying. Before comparing the extras tacked on to a card, you need to make sure the basics are right if you're going to get a good deal. Frequent Flyer Airline Credit Cards or Generic Mileage Credit Cards - Which is for You?  By : Ann Wilson When posed with the question on which credit card rewards you should pick, there really is no standard answer. Reward credit cards offer different options that may work differently depending on the lifestyle of the card holder. Therefore, whether you should get an airline frequent flyer credit card or a card with generic rewards is really up to your personal spending habits and travel needs. Tips In Applying For Guaranteed Approval Credit Card  By : When applying for guaranteed approval credit cards for bad credit, the application process is usually done online. As the name suggests, these type of credit cards give instant approval and are especially designed for people who are suffering from bad credit. Perhaps you've received offers for instant approval bad credit cards from your e-mail. For those with bad credit, it is easy to get enticed by these offers. Debunking 3 Popular PayPal Credit Card Myths  By : Think the PayPal credit card is the last thing you need in your wallet? You may want to think twice. Here are three common myths could have you avoiding a credit card that could be perfect for your shopping needs. How To Use Your Credit Card Intelligently  By : Discusses how to use a credit card sensibly so you have it for emergencies without causing yourself any problems in the mean time. What You Need To Know About Credit Cards  By : Tom Cribbs Just signed up for a credit card for the first time? Read this so that you don't fall into debt like millions of others have because of being ignorant of how a credit card works. Business Cash Advance and Credit Card Processing Strategies  By : Credit card financing can be one of the most overlooked and problematic working capital business loan issues for a merchant. An effective business cash advance program can lessen many credit card processing obstacles by implementing appropriate cost-reduction solutions. How to Choose Cash Reward Credit Cards  By : Ann Wilson With so many reward credit cards to choose from, how can you pick the best one for you? Here are some questions which you can ask yourself before deciding on which reward credit card you'll be getting for yourself. Where Do Credit Cards Come From?  By : The use of credit card was first used in the US in 1920 by some automobile owners who used cards to buy fuel. However, these cards were accepted only to the establishment who issued it. By 1938, a number of companies started to accept each other's card. How To Select Between A Credit Card And A Loan  By : Discusses the situation of why you might prefer a loan or a credit card and how to select the best option for you. Credit Card Debt Elimination - Top 10 Tips  By : You might have taken on more than you could manage, in terms of credit cards. However, that doesn't mean you have to stay with these debts forever. With a little effort and practice you can eliminate credit card debt permanently. Here are some tips to help you sort out your debts. Reasons To Get A Credit Card  By : Discusses the benefits of owning a credit card and covers some reasons that readers may not be aware of. What Are The Benefits of Prepaid Credit Cards?  By : Discusses the benefits of prepaid credit cards and who may decide they are the right choice for them. Five Things You Can Do With a Gas Credit Card  By : Max Anderson Think a gas credit card has nothing to offer? Guess again! Here are five reasons you might want to rethink your anti-gas card position. Choosing Between Cash Back Or Rewards Credit Cards  By : Michael D. Strauss These days, more and more credit cards are offering enticements to spend more in the shape of cash back and rewards programs. Which version is right for you? Is It Worth Applying For A Platinum Credit Card?  By : Michael D. Strauss There are many things to consider when applying for a credit card, but is being a status symbol one of them? Read why applying for a platinum credit card might not be the best course of action. Do You Really Want a Prepaid Credit Card?  By : Max Anderson Want a prepaid credit card? You might think you do, but it might be something else you're after. Before you pay hard-earned cash for that prepaid piece of plastic, keep these three things in mind. Staying Out Of Trouble With Your Credit Card  By : Michael D. Strauss While credit cards can certainly be convenient and useful, they can also pose dangers to your financial wellbeing. Following a few simple rules, however, will keep you out of trouble. The True Cost Of Late Credit Card Repayments  By : Michael D. Strauss Despite the recent reductions in the amount you're charged for making a late payment on your credit card, it's still best to avoid it when you can. Find out why there's more than a simple fee involved. Getting The Most Benefit From Your Rewards Credit Card  By : Michael D. Strauss Credit cards with a rewards program can be a very valuable way of profiting from your everyday spending, but to get the best out of them you need to use them wisely. Find out how to maximize the benefits you'll get. Pay Off Your Credit Cards in Record Time  By : ratetake Credit card debt - it seems we are drowning in it. Each year, Americans rack up more and more credit card debt and it becomes harder and harder to pay them off it seems. Many of us have multiple credit cards with different balances meaning that each month we have to go through and make sure each one gets paid - and all too often we pay and pay without seeing as much as a dent being made in the balance thanks to interest charges! Do You Fall Outside the "Average Credit Card Debt" Range?  By : Max Anderson Think your credit card debt reflects the average credit card debt in the United States? Think you're debt is fine because everyone's doing it? You might want to think twice. As the old saying goes -- if everyone else decided to jump off a bridge (or run up their credit cards), should you? Credit Cards messed up my Credit, why do I need them?  By : Mike Clover Learn why you need credit cards. Can You Really Get Credit Cards With Bad Credit?  By : Max Anderson Think you're the only one looking for credit cards with bad credit? Guess again! There are dozens of credit cards on the market -- many of the geared towards those with credit challenges. The question isn't which card you qualify for. The question is how do you find one without being taken for a ride? Finding the best credit card offer  By : Richard Greenwood Today the credit card market has reached almost saturation point in Australia. However this hasn't stopped credit card providers from offering lucrative deals or promotional schemes, neither has it stopped the average Australian consumer from procuring more cards. If you are new to the market, here is a guide to help you compare credit cards and pick the best one for you. Credit Cards And Your Credit Score  By : Michael D. Strauss Your credit rating is the major factor in deciding what kind of credit card is worth applying for. Find out what you can expect at different levels of credit scoring. St.George Australian Credit Cards  By : Richard Greenwood St.George bank is the first largest in Australia and offers one of the most competitive range of credit cards on the market. Build Your Credit History with Student Credit Cards  By : Tracy Craver There is no doubt that everyone realizes the need of getting a credit card to establish credit history. And college can be the right place to start. The sooner students learn how to be responsible for handling money, the better. Benefits Of A Business Credit Card  By : Michael D. Strauss Running a business means that there are dozens of things competing for your time, and so anything you can do to streamline your operation is to be welcomed. Find out how taking out a business credit card can improve the financial side of your enterprise. Debit Cards by Visa  By : Richard Greenwood With a visa debit card you can have direct access to the funds lying in the savings account in your bank. Thus instead of a regular credit card that operates on the buy now pay later principle a debit card of the Visa variety enables you to have the option of paying immediately. Three Tips for Holiday Shopping with Credit Cards  By : Edward Vegliante The holiday season is in full swing. As you join the ranks of Christmas shoppers, you'll find plenty of ways to spend your hard-earned money. Using a credit card makes shopping easy; so easy, in fact, that many Americans will spend too much this month. Yet Christmas shopping does not have to lead to credit card debt. This year, you can take steps to avoid a gloomy credit card statement in January. Saving Money With Credit Card Consolidation  By : Robert Livingston Credit cards have become a way of life for most individuals and families. The convenience of credit cards has led to their increased usage and with that increasing credit card debt. In many cases, credit card debt is spread out between many credit cards. Consolidating credit card debt may save you money. Find out in this article if credit card consolidation can save you money in this article. Are You Ready for a Visa Student Credit Card?  By : Max Anderson Are you ready for a Visa student credit card? Everyone likes to think so. The problem is, not everyone is actually ready to take the credit card world by storm. You won't really know if you're ready for a Visa student credit card until you ask yourself these three important questions. 4 Reasons Why You Need a Discover Credit Card in Your Wallet  By : Max Anderson Don't have a Discover credit card yet? You don't know what you're missing. If you're still not sure whether a Discover credit card is the right card for you, keep these four things in mind... Personal Vs. Small Business Vs. Corporate Credit Cards  By : Bryan Pringle, Ph.D. A comparison between personal, small business, and corporate credit cards. Prepaid Debit Cards: Your First Step toward Better Credit  By : Edward Vegliante If you're having trouble getting approved for a credit card, a prepaid debit card may be just what you need. Unlike many regular credit cards, prepaid debit cards do not perform a credit check when you apply. So if you've had trouble with credit or have no credit, you'll still be approved for a prepaid debit card. A prepaid credit card can be the first step down the path to better credit. Avoid Key Credit Card Processing and Working Capital Mistakes  By : Stephen Bush By avoiding key credit card processing and business cash advance mistakes, business owners will eliminate critical business finance problems and obtain better working capital management terms. All of the key mistakes can be avoided with a reasonable amount of preparation and effort. 3 Things You Need To Consider Before Taking That 0 Balance Transfer Credit Card Offer  By : Max Anderson Looking for a 0 balance transfer credit card? You're not alone. Millions of consumers apply for balance transfer credit cards each year. Make sure you're not one of the unlucky many who fall for the wrong ones. Here's three things you need to know before applying for any 0 balance transfer credit card. Claim back unfair Bank & Credit Card charges  By : Karan Bank Charges are one of the major sources of income for banks. All banks impose charges on certain failed transactions e.g. a bounced cheque, exceeding overdraft limits, returned direct debits etc. Indeed, banks are allowed to impose charges that reflect the amount of work undertaken by administrative staff in certain situations such as customers going into the red or handling a cheque which cannot be cleared due to insufficient funds in the account. The Real Truth About Free Credit Reports and Repairing Your Credit  By : Michele F Richardson Have you ever been curious about what really goes on inside those companies that claim to remove bad credit overnight? How do your get your free credit report and what do you do with it once you've gotten it? 2 Reasons Why A Gas Rebate Credit Card Is The Best Way To Save Money on Gas  By : Max Anderson Sending in a prepaid credit card application? You'd better wait. There are a few things you need to know before committing to any prepaid credit card offer. Here are the top three... 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